I’m Michael Elvis — A Crypto-native builder and fintech startup founder focused on emerging markets, Web3 Education, financial access, and digital empowerment.
I’m Michael Elvis — A Crypto-native builder and fintech startup founder focused on emerging markets, Web3 Education, financial access, and digital empowerment.
BUILD 1
MXE Fintech App
Built for the Digital Generation
MXE is a mobile-first finance app offering seamless virtual card payments, bill settlement, and crypto swaps — built for Africa’s rising digital class. Also Featuring a built-in AI agent, accessible through an everyday chat app you already have installed, allows users to manage cards, pay bills, and make transactions using natural language and OCR technology for a smarter, more intuitive experience.
MXE is a mobile-first finance app offering seamless virtual card payments, bill settlement, and crypto swaps — built for Africa’s rising digital class. Also Featuring a built-in AI agent, accessible through an everyday chat app you already have installed, allows users to manage cards, pay bills, and make transactions using natural language and OCR technology for a smarter, more intuitive experience.
Virtual Cards
NEW
Your secure on-demand virtual card for global spending. Built for speed, uptime, control, and online flexibility.
Works for 100+ Shopping Websites
Bill Payments
Seamlessly settle utilities, subscriptions, and essential services. — no friction, no delays.
Pay Bills Effortlessly
Crypto Swap
FRESH
Easily exchange crypto and stablecoins with clear rates and low fees. Designed for liquidity, speed, and trust.
Instant crypto liquidity in seconds
MXE Chat
MXE Chat is an AI-Agent that turns WhatsApp into your personal finance assistant. Send money, pay bills, top up airtime, or create & manage a virtual card all with a simple conversation.
Bank. Pay. Move money
Behind MikaelHQ
Who is Behind
the HQ?
Fintech founder, crypto strategist, and builder. From Lagos to Web3, I've been creating products, decoding markets, and helping people move smarter. My journey began in traditional finance before I saw the potential of blockchain technology and digital assets to transform how we think about money and value transfer, especially in emerging markets. Today, I split my time between growing Deep Researching the Crypto world, Building Products and Providing value people ACTUALLY need and sharing what I learn along the way.
From $0 to $1,000,000 in revenue.
From $0 to $1,000,000 in revenue.
From $0 to $1,000,000 in revenue.
From $0 to $1,000,000 in revenue.
Consistent growth in skill and product offerings.
Consistent growth in skill and product offerings.
Consistent growth in skill and product offerings.
Consistent growth in skill and product offerings.
500+ Folks Rated
Weekly insight drops from the frontlines.
Join The Mikaels HQ
1000+
Community Members
Crypto A-Z Classes | A Space that accommodates & feeds information to Beginner and Professionals alike
Latest Happenings, Knowledge and Opportunities in the Crypto World - Potential Trade Setups and Alpha Calls
Product-building insights — Be a Part of my journey building in Fintech and DEFI
1000+
Community Members
Crypto A-Z Classes | A Space that accommodates & feeds information to Beginner and Professionals alike
Latest Happenings, Knowledge and Opportunities in the Crypto World - Potential Trade Setups and Alpha Calls
Product-building insights — Be a Part of my journey building in Fintech and DEFI
1000+
Community Members
Crypto A-Z Classes | A Space that accommodates & feeds information to Beginner and Professionals alike
Latest Happenings, Knowledge and Opportunities in the Crypto World - Potential Trade Setups and Alpha Calls
Product-building insights — Be a Part of my journey building in Fintech and DEFI
1000+
Community Members
Crypto A-Z Classes | A Space that accommodates & feeds information to Beginner and Professionals alike
Latest Happenings, Knowledge and Opportunities in the Crypto World - Potential Trade Setups and Alpha Calls
Product-building insights — Be a Part of my journey building in Fintech and DEFI
