Build With Purpose.

Operate With Clarity.

I’m Michael Elvis A Crypto-native builder and fintech startup founder focused on emerging markets, Web3 Education, financial access, and digital empowerment.

BUILD 1

MXE Fintech App

Built for the Digital Generation

MXE is a mobile-first finance app offering seamless virtual card payments, bill settlement, and crypto swaps — built for Africa’s rising digital class. Also Featuring a built-in AI agent, accessible through an everyday chat app you already have installed, allows users to manage cards, pay bills, and make transactions using natural language and OCR technology for a smarter, more intuitive experience.

  • White Bottle

    Virtual Cards

    NEW

    Your secure on-demand virtual card for global spending. Built for speed, uptime, control, and online flexibility.

    Works for 100+ Shopping Websites

  • Blue Watch

    Bill Payments

    Seamlessly settle utilities, subscriptions, and essential services. — no friction, no delays.

    Pay Bills Effortlessly

  • Black Bottle

    Crypto Swap

    FRESH

    Easily exchange crypto and stablecoins with clear rates and low fees. Designed for liquidity, speed, and trust.

    Instant crypto liquidity in seconds

BG

Behind MikaelHQ

Who is Behind

the HQ?

Fintech founder, crypto strategist, and builder. From Lagos to Web3, I've been creating products, decoding markets, and helping people move smarter. My journey began in traditional finance before I saw the potential of blockchain technology and digital assets to transform how we think about money and value transfer, especially in emerging markets. Today, I split my time between growing Deep Researching the Crypto world, Building Products and Providing value people ACTUALLY need and sharing what I learn along the way.

From $0 to $1,000,000 in revenue.

Consistent growth in skill and product offerings.

500+ Folks Rated

Weekly insight drops from the frontlines.

Join The Mikaels HQ

1000+

Community Members

Crypto A-Z Classes | A Space that accommodates & feeds information to Beginner and Professionals alike

Latest Happenings, Knowledge and Opportunities in the Crypto World - Potential Trade Setups and Alpha Calls

Product-building insights — Be a Part of my journey building in Fintech and DEFI